Pengaruh Rasio CAMEL terhadap Financial Distress pada Sektor Perbankan

  • Suci Aminah STIE Widya Gama Lumajang
  • Noviansyah Rizal STIE Widya Gama Lumajang
  • Muhammad Taufik STIE Widya Gama Lumajang

Abstract

This research was conducted with the aim to determine the effect of the CAMEL ratio on financial distress in the banking sector listed on the Indonesia Stock Exchange. The CAMEL ratio is proxied to be Capital Adequary Ratio (CAR), Non Performing Loans (NPL), Return On Assets (ROA), Operational Costs to Operating Income (BOPO), and Loan to Deposite Ratio (LDR). Sampling of this study used purposive sampling, with a population of 43 banks listed on the Indonesia Stock Exchange in the period 2015-2017. From this population, 30 (thirty) banks were obtained. The data analysis method used is descriptive statistical method and multiple linear regression method. The results of this study indicate that partially, the Capital Adequary Ratio (CAR), Non Performing Loans (NPL), Return On Assets (ROA), Operational Costs to Operating Income (BOPO) Partially Loan to Deposite Ratio (LDR) has no significant effect towards Financial Distress in banking companies listed on the Indonesia Stock Exchange.

Published
2019-07-06